QUICK ADVANCE FUNDING

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Personal Loans

Because of the (Covid-19) Coronavirus pandemic we are currently helping Individuals know exactly what their options are for funding so they can keep on operating or surviving during this time of economic slowdown and panic.  

What Is a Personal Loan?

The type of borrowing most people know best is credit cards, which are a form of revolving debt. They give you access to a pool of cash that you can dip into as needed. You can take as long as you like to pay off this debt, as long as you meet the minimum payment each month, and the interest rate is likely to vary over time.

Personal loans are completely different. They’re a type of installment loan, in which you borrow money from a bank or other lender and pay it back in regular monthly payments over a fixed period of time. The term for most personal loans is between two and five years, but it can be as little as one year or as long as seven. The interest rate is usually fixed over the entire life of the loan.

There are two main types of personal loans:

  • Secured Personal Loans. With a secured loan, you offer the bank something of value as collateral, such as your house, car, or the cash in a CD or savings account. If you’re unable to make your payments, the bank can seize your collateral to pay off the loan.

  • Unsecured Personal Loans. Most personal loans are unsecured – not backed by any sort of collateral. Instead, the bank looks at your financial history to decide whether you qualify for the loan. Because these loans are riskier for the bank, they tend to come with higher interest rates.

Feel free to give us a call at (201)-882-7977 or send us an Email to Funding@loanandcash.com     to schedule a time to speak with us. 

We know times may be tough for many business and industries but we hope that we can at least help make you aware of what options the Government offers or what other options we can offer to help. 

Our 3 Step Process:

1. Apply
2. We review your application
3. Receive funding
Fill out our Quick Apply application.
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
Choose the program that fits you best and receive funding within 48 hours.
 
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The operator of this website is not a lender, financial institution, loan broker or an agent of a lender, financial institution or loan broker. This website collects personal information provided by you and uses that information to connect you to third party lenders and non-lenders in our network. Your information may be shared with non-lenders or other intermediary service providers, to help connect you with a lender. This website provides its services to you free of charge but may receive payment from lenders and non-lenders for referring a lead to them. You may not qualify with any lender or financial institution for any loan amount, or you may qualify with a lender or financial institution for an amount that is much lower than what you are seeking. If you do not qualify for the loan product you are seeking, we may present you with different financial solutions that may be of interest to you. If you are connected with a lender, make sure to check the terms of your loan agreement and make a determination of whether or not you can afford the payments before signing. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on our website. We strongly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long-term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.